Let Envoy Mortgage Banker Carol A. Walton guide you through the home loan process with ease and confidence. Carol is veteran mortgage banker and has been assisting homebuyers for nearly 10 years. She knows that only by understanding your financial situation, can she help you determine which loan product best meets your needs.

Carol especially enjoys working with first time home buyers that need that extra attention and guidance. She does a great job enlightening them and never gets tired of answering questions. She will walk you through the home buying process; explaining every detail of this very important decision.

Need help with your down payment and/or closing costs? Ask Carol about special FHA Down Payment Assistance Programs for first time home buyers and No Money Down VA and USDA Loans.

If you're purchasing a home that needs renovation, we offer a loan product just for that. It’s perfect for bank owned properties, foreclosures and REO's. Don't let a little TLC stop you from owning your dream home.

Carol's enthusiasm, knowledge, experience, and commitment to exemplary customer service, set her apart from the competition. Realtors love working with Carol because she goes the extra mile, saves commissions and is a problem solver. Her clients' trust her judgment and call her "Your Friendly Mortgage Banker with Advice that Matters! Carol's dedication, Envoy’s cutting edge technology, along with an efficient support team, makes for a smooth loan transaction every time.

When Carol is not busy helping someone achieve the American Dream, she likes to go fishing and power walking. She just recently remarried after being widowed for four years; has 4 children and 5 grandchildren.

So, when you are ready to purchase or refinance, please do not hesitate to begin the application process by clicking on the appropriate link on the left. If you have any questions, please feel free to email or call Carol.