I have been involved in the mortgage industry for over 30 years. After being introduced in real estate and realizing I was more suited to the financial field, I became a loan officer. I made this transition in 1980 and through the years have ridden through the many ups and downs of this business. When I first started, interest rates were eighteen percent and I was writing graduated payment mortgages which were considered creative at the time. I am fully committed to helping my borrowers find the loan that fits their needs, whether they are buying or refinancing. I have a great reputation for honesty and ability to get the job done. Nothing gives me greater joy than to experience the Aloha spirit from thankful clients who keep coming back again and again.
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