Where are rates today?
When asked this question, mortgage companies are usually quick to quote a low rate to try and peak your interest. The problem with this low quoted rate is that it is achievable only in limited situations.

Unfortunately, as the borrower …

• you will probably never receive this rate
  
• and you will become very disappointed in the process

Don't be fooled by posted rates.
This is the same type of advertising scene in the auto industry. Pick up any Sunday newspaper and call on a new car ad that looks too good to be true. What you will find are little tricks, like there only being one car at the advertised price. Mortgage companies and internet quoted interest rates are much the same. This is why you are not finding quoted interest rates on this page. We refuse to participate or compete in this type of advertising environment.

Envoy Mortgage will only quote you a rate AFTER we fully understand your financial situation, and you understand all of the loan programs available to you.

At Envoy Mortgage, we understand the importance of interest rates; however it is also important to remember that the interest rate is only one element of the entire loan transaction.

In order to provide you with the best possible interest rate, along with providing information about the loan programs available to you, it is recommended that you contact one of our senior loan officers. Let your personal loan counselor guide you to the most comprehensive loan programs available at today’s aggressive rates.

Don’t hesitate … contact us and let Envoy Mortgage earn your business today!